How to Avoid a Spooky Insurance Claim on Halloween

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How to avoid an insurance claim on Halloween in Auburn, WA

How to avoid an insurance claim on Halloween in Auburn, WAHalloween can be some people’s favorite holiday. Whether it’s fun sized candy, making your own costume, setting up spooky decorations inside or outside your home or carving pumpkins, Halloween brings many of us joy. However, this holiday can increase your risk for an expensive liability claim if you’re not careful. Follow these five tips to ensure your holiday is fun and safe.

Prep Your Home for Trick-or-Treaters. Even if you don’t decorate the outside of your home, be sure your sidewalks, driveway and the entrance leading up to your front door is clear. You are liable if a child or adult trips on a broken branch, garden house or electrical cord on your property.

Keep Your Pets Indoors. Sometimes animals can be frightened by strangers or unusual noises. To avoid a dog bite claim, keep your animals inside in a separate room. The door bell ringing several times an hour can get your animal too excited or scared. Be sure they get a treat too.

Use LED candles. This can help prevent any trick-or-treater from knocking over lit candles close to your home. For your carved pumpkin, LED candles are much easier to use and can prevent any unwanted burns compared to lighting a candle.

Drive Slowly. If you find yourself driving home in the dark on Halloween night, be extra cautious of children and adults walking around your neighborhood who may not be using proper lighting. Be aware of your speed and don’t be a distracted driver.

Carry the right tools. If you plan to go out for trick-or-treating, be sure you have a flash light and a fully charged cell phone in the case you need to make an emergency call. Stay on the sidewalks and avoid walking through yards.

Happy Halloween!

It is our goal at Head and Malesis Insurance to provide you with the service you deserve and the knowledge you expect. Head and Malesis Insurance has been providing Washingtonians with insurance options for 30 years! We value each of our clients and want to do everything we can to exceed your expectations. We are here to answer your questions, address your concerns, advise you when needed and provide you with an overall, positive insurance experience. If you want to discuss your home, auto or other insurance needs, please feel free to call our agents or visit us online on our insurance website. We also provide life insurance.