Insurance For Your Boat and Watercrafts.
Float easy knowing your Head and Malesis Insurance Agency specialized boat insurance policy is just right for your boat or personal watercraft. Just like automobile insurance, we make boat insurance easy and affordable. Ask about discounts for bundling your policies!
Boat Insurance Options
Being an independent agent means we represent many carriers for a boat insurance policy! There are coverage options abound and you can get specialized coverage, such as Roadside Assistance, On-Water Towing, Total Loss Replacement and more.
Ask for a Boat Insurance Quote Today!
A Head and Malesis Insurance Agency agent will assess your coverage needs and wade through the many options available, presenting you with the best for your needs and budget.
Boat insurance covers a wide range of boats from personal watercraft to sailboats, fishing vessels to personal watercraft, no specialized policy needed! Ask your Head and Malesis Insurance Agency agent about a quote!
Looking for Motorcycle Insurance? We sell that too!
Head and Malesis Insurance Agency will work hard to ensure you’re covered on the water and that your coverage needs are met. Give us a call today at (253) 939-0580 to start a quote. When shopping for boat insurance in Washington, there are some things you should keep in mind.
More coverage is available. A Head and Malesis Insurance Agency agent will go over all coverages with you so you can make an informed decision about what coverages are right for you.
Summer is over, and you’ve taken your boat out of the water. To save a few dollars, you cancel your boat insurance. After all, what could possibly happen to your baby while it’s hibernating? A lot, according to Progressive.
“You’d be shocked at the number of claims filed in colder months,” says Dominic Mediate of Progressive. “Nearly two out of every 10 Progressive boat claims filed in northern states happen between Labor Day and Memorial Day.”
Don’t gamble that nothing bad will happen. Common off-season claims include:
Fire, Theft, Vandalism and Flooding — Most claims are filed for one of these reasons, which can occur anytime of year. Without coverage, boats damaged by fire, theft, vandalism or flooding aren’t protected.
Injuries that Occur on or Around Your Boat — Some boaters don’t realize they could be responsible for injuries that occur on or around their boat — even if the injured person was there illegally. Without liability coverage, you could be responsible for the damages or the injured person’s medical bills.
Keeping your policy all year round might also save you a few bucks. For example, Progressive’s disappearing deductibles reduce your Comprehensive and Collision deductible 25 percent for every claim-free policy period. Four policy periods in a row without a claim equals a $0 deductible.
Canceling your policy could mean paying more or the entire deductible, generally $500 or $1,000.
Check your policy and consult with your independent insurance agent before making any decisions.