Head & Malesis Insurance Agencies
Auto Insurance will help protect you, your passengers and others you may be liable for while driving.
Homeowners insurance protects your primary home, condo, secondary home or rental property.
Whether you’re renting an apartment, condo or home, we can find you the renters insurance you’re looking for.
We insure all types of watercraft including power boats, personal watercraft, sailboats & fishing boats.
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The Latest News from Head & Malesis Insurance Agencies
Credit Scoring Ban on Insurance Calculations – What Removal of Credit Scoring Means for Your Insurance Policy
Recently the Insurance Commissioner of Washington State has banned the use of credit as part of an individual’s insurance score and using those scores to determine premium. This will go into effect on June 20, 2021. Most all insurers in Washington State and across the country have utilized credit as part of the premium calculation process because it has proven to be a strong indicator of future losses.
As an Independent Agent in Washington State, we represent many insurance carriers. These carriers are working quickly to address these changes to insurance premium calculations. Additionally, we are reviewing how the ban on credit-based insurance information will affect our policyholders.
We will continue to work with companies, regulators, and elected officials on this important issue to find a solution that results in a fair and competitive marketplace.