Insurance for your House, Condo, Renters, & More.
Homeowners Insurance Coverage
Your home is your castle. Upon purchasing your policy, make sure you give your Head and Malesis Insurance Agency agent a clear description of your home’s structure (size, bathrooms, bedrooms and any custom items). This policy should also list excluded events that may not be included in the policy.
No two homes are the same! There are many different types of homes, so we will discuss with you what the option is that fits your needs!
As with any insurance policy, certain items that may not be covered such as jewelry, furs and artwork. Ask your Head and Malesis Insurance Agency agent about a special endorsement to a homeowner’s policy.
It is important to understand the events that are not covered by your specific policy for homeowners and offer you options to insure those items. Typically, floods and earthquakes are excluded from basic policies, so if you need supplemental insurance policies for those situations, please ask an agent about this. Other conditions most companies specifically exclude are mold, fungus, wet rot, dry rot and bacteria.